SBI and Siam bank are now using ripple for cross border payments. Remittance flows between Japan and Thailand are about 250 million and still growing, I am expecting a big spike in Ripple's price, now that SBI and Siam bank are officially using it it shows banks around the world that it really works and it is saving them money and keeping there customers happy. I don't have much to say but, BUY IT WHILE ITS CHEAP!!!!!!