Probably XRP is the most controversial crypto-token in the top 10 for a number of reasons. Primarily the bitcoin maximalist has always took a strong voice against certain centralised nature of Ripple(XRP).
I think (my personal opinion) XRP will play a major role in making the crypto a mainstream one . If we take the maximalist route to adopt crypto worldwide, it would probably take a long long time .
Why xrp will help accelerate crypto adoption ?
Well banks and traditional financial institute still holds the 98% of the talents of the industry . How do we expect mass adoption without their participation ? Xrapid and Xcurrent are 2 products of Ripple offering the banking system a seamless, faster and cost-efficient way for cross-border transactions. This is like massive exposure of blockchain and crypto inside the financial powerhouse.
XRP price-wise has done an incredible run on 2017 . Speculators have a lot of upcoming factors to go long for. This can lead to a much wider awaking of crypto investors . As we see more institutes coming in with big and smart money, we might just see a massive run again in 2018 .
Above all points make me feel good with XRP . Most importantly, xrp will bring banks into crypto and might just lead the way remodelling banking once and for all. Remember " we might not need banks in future but we will need banking for sure"
So whats your thought about XRP ??