Oh I know, I ran from XRP the moment I was able to. Still, I lost some value in it already anyway. I call it my "Paid Tutorial" cost. Those mistakes helped me learn (the hard way) how to properly do things.
Don't quite agree on ETH though, as I think it has a ton of utility already as is, and prefer it over BTC any day of the week.

P.S: Also, while I don't hold XRP as an investment, the utility it has for transactions is fantastic, and one of the better utilities I have seen and experienced in a crypto. If it became a proper top 3 with as many pairings as ETH I would use it for every tranfer I'd make.