Hi Louis, my interest in cryptocurrencies has just recently sparked. I'm looking to invest in Ardor because it pricing history has been upwards every day, week, month, quarter and year according to the exchange rate at https://cryptostart.nl/cryptovaluta/ardor-ardr/#ardor-jaar, what is your opinon on this cryptocurrency and what do you recommend. Next to Ardor I have seen other cryptocurrencies rise like crazy but Ripple stood out which suprises me. Ripple is made by the big banks, it can't be mined and 70% is owned by the banks, how come that the prise rise by 83% a day suddenly. Does ripple have potentionally growing much larger or is ripples growth due to the cryptocurrency hype?