Like Ripple is the only one with these features? 0.o It's not like banks are used to Ripple nor are they going to, at least that's what I am seeing. Check the thread I am linking below. Sorry for not giving any arguments in my previous reply, but as I clearly stated I pretty much forgot what was in it since it's been a while since I have been looking at Ripple. I did it only @ the hype.

Just for your information, take a very good read on this: https://bitcointalk.org/index.php?topic=224365.0

I personally did not say it was a scam coin but I don't see anything good in it, expect some advantages for banks.