Global technology powerhouse IBM recently put crypto to work in a real-world scenario that will certainly make the market sit up and take notice. IBM is using Stellar (XLM) to conduct cross-border payments among multiple nations in the South Pacific and the UK. The first transactions are just between the Fijian Dollar and the British Pound, but they’re soon to include both the Australian and New Zealand dollar.
This is a huge development in the practical, large scale use of crypto in the B2B universe. The Stellar blockchain is providing near real-time transactions between customers who transact business in different fiat currencies all without the normally hefty fees associated with using banking, credit card, or exchange middlemen.
Understandably, XLM has shot up this morning after the public announcement of the project. Even though the end consumer never touches the cryptocurrency in this particular scenario, it seems like a good time to invest in some XLM. You can expect to see this project serve as a template that IBM will no doubt replicate and use to serve other regional trading areas all of which currently spend far too much on their cross-border currency fees.
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DISCLAIMER: These are my opinions and not to be construed as investment advice. All investments in crypto carry substantial risk and should only be undertaken with money that you can absolutely afford to lose. Consult your investment adviser and/or significant other before making any investment in anything.