Let's take this as a simple thought experiment: you have two competing projects, one of which is run as a business and doesn't do anything innovative or even have a white paper, the other is run as a cryptocurrency and doesn't even rely on their own work, but on an open source protocol as the foundation for their project.
This is Monaco v. TenX
Do you want to get into this fight? No, you should not. The race for "who makes cryptopayments mainstream" is a race for which legacy market bank you should invest in - because they're the only one who won't take it on the chin as US Dollar markets collapse. This isn't a "Wow, I can 100x when this sees complete global saturation!" moment. Because you won't see that. It just annoys me when I hear people talking about these particular projects, which do not do anything, in terms of adding value. They do not add value. They are middle men. They are the financial industry. And they will be eaten up by actual banks. These tokens will not erupt in value. Go buy some security tokens for real projects and support valuable blockchain projects instead of betting on these chadcoins.
Honestly, this is as close to a white paper as Monaco gets:
White, sure enough. Not much paper.