I have tried many cash out options from coinbase to bank and wallet to wallet for personal transactions, but while these are good options they are not constant and you pay a fee that reduces your gain. Don't worry because if you are able to use the gyft app with any other compatible wallets to bitpay you are in luck. Gyft has the lowest fees for merchants with a wide variety of them at that. I currently use airbitz and gyft and I couldn't be happier with the performance while providing me with retailers that I can actually use like Walmart. And you can use bitcoin to load your gyft balance for retailers that do not accept bitcoin.