Wow I didn't think Brazil thinks that highly of Bitcoin first of all. I personally think we still have a long time before the wallet issue can be solved. If your forced to send their should be a way you can send with a special code or something so you get the money back after a day. That way you avoid the scenario. But then now that I think of it we can do that to anyone. Who knows only time will tell but I still have hope, Crypto banks can bring a lot more to the table since we still are in the beginning phases.
RE: The biggest problem cryptocurrencies will face before becoming mainstream (IMO)