How do you actually WITHDRAW Steem?

Has anyone out there actually withdrawn their steem? And how do you do it?

I see my account value increasing like crazy! At some point, even if its years from now, how exactly do I actually get that 'value' into my real bank account as US dollars?

Do you transfer it to another cryptocurrency like bitcoin and then transfer that to USD? Through coinbase or something?

Thanks to Hive account@barriault for this FAQ link: https://steemit.com/faq.html#How_can_I_withdraw_my_STEEM_or_SBD_coins