You may wanna double check your math there before you get too excited. The only way you're going to walk away with profit at the end of this is dependent on the market rate when you get your tokens back and cash out.

For example you invested $100 of CHR coins when rate of CHR coin is $1 that means you invested 100 coins for $100. At time of maturity you will get 100 coins back in your wallet. At time of maturity if your CHR coin price is $10 then you will get $1000 equivalent of coins in your wallet. That means you will get your 100% assets back at time of maturity. This is called pure lending.

All you get back at the end of the lending term is what you actually invested. If the market rate for these coins is only $.50/coin, you're going to lose half of your investment.