To create a Ripple (XRP) paper wallet, go to https://jatchili.github.io/minimalist-ripple-client/ or download the client here: https://github.com/jatchili/minimalist-ripple-client/ then click "generate identity" or simply go to https://bithomp.com/create or download this client: https://github.com/tagawa/ripply-paper-wallet. Write down the secret key. It's recommended to keep more than one copy of the key in different safe places.
To send XRP from a paper wallet, From you computer that you trust with an internet connection you trust, go to https://jatchili.github.io/minimalist-ripple-client/ or download this offline client: https://github.com/jatchili/minimalist-ripple-client/ and enter your secret key then press set identity.
When you click set identity, your public key will be displayed.
Click connect to ripple and you will receive a response within another window. You can now query the balance of your cold wallet, trade, and send funds.
You can also import the secret key into https://gatehub.net/, trade your XRP for Fiat and withdraw directly to your bank!