If history has taught us anything so far is that most people want to be ruled. This happens due to the very architecture of human nature. What makes a human, human is to follow. The mass adoption won't come from people who know how to store their keys privately but from those who just want to buy and sell with a click of a button without bothering about the details.
This is good news for the short term investors since there is money to be made off the idiotic and obnoxious trolls that seem to buy always at all time high while busting our balls in social media. The bad news is that when the bubble bursts and mass adoption really settles in, centralised blockchains like Ripple or Neo will actually be more attractive for the average Joe.
I am a fan of Hobbes's Leviathan and Machiavelli's The Prince for this very reason. These books, although pessimistic about the potential of humanity's future, reflect the true human nature and where we are actually headed. When the computer was invented big companies like Microsoft and IBM focused in how they can make people learn more and be more digitally independent. They were wrong. Apple rose to the game and offered products for people who had no idea how to use and they were not interested in learning. Idiocracy at its finest, but, Apple won.
Centralised chains will allow the masses to join the cryptocurrency craze. The degenerate gamblers that like to pull handles, the ones that scratch lotteries, the sports betting crowd, all these people will make cryptocurrencies reach trillions of dollars while the smart investors will make money dumping on them. And then after these morons lose everything, they will start crying like little children who got fooled. And the government will join like a tentative parent with strict regulations. Humanity enslaves itself time after time because most of us are willingly irresponsible idiots that are ready to point fingers elsewhere.
I had a friend ask me recently: "How do we solve this problem?". I answered. We don't. The human species adapts and evolves at the expense of idiots. We need the sheep as a species in order to go on. There is nothing you can say to someone who is shilling Ripple at $4. There is nothing to explain to someone who only sees gains and has no idea how everything works. The only a sensible person can do is accept this behavior and take advantage of the idiots.
Bubble after bubble the pattern remains the same. As long as we are made of flesh and bones and our brain develops the same chemical compounds there is nothing to be done. We might be the first "decentralised dreamers "because we believe in human individuality and independence. We are the exception though, not the rule. The wide adaptation will come from people who still worship imaginary deities, never finished formal education and don't understand basic arithmetics and/or statistics. The future has more chance being centralised rather than the other way around.
