I've been in crypto a very long time and yes it's risky. Cryptocurrency is volatile. That is the nature of something that is going up like Bitcoin is doing. It seems like it is very risky not to hold some but only how much you're not going to use in the next 6 years. Can you hold on to money for 6 years without spending it? I am I'm speaking in general generalizations whereas you may have a person who is disciplined in all of these things but their income just doesn't pass High Enough to have a savings and so they can't really buy into Bitcoin even if they want to. And then you have these things where the surprise expenses come up and you have to sell in the bear Market when you bought at the top. If there's like $100 that you think you won't need to use in the next 6 years and you buy Bitcoin and it actually goes down in 6 years well that will be surprising that I'll be shocking and while you didn't need that for six years and so you're okay you know you're you're fine but if it's only worth 80 you're going to kick yourself but 6 years it's probably going to be a lot more than $100 and 6 years