Thanks Hive account@bechir! On my opinion Ripple has best-in-class utility, a very cheap coin and a huge value proposition. People make some valid points about centralization and bank supremacy, but the fact is that XRP is a great piece of tech.

It's a better payment coin than Bitcoin.
It's a more powerful platform than Ethereum.
It's faster and cheaper to transact than almost any competitor.
It's got a 100% functional blockchain that is doing business right now, as we speak.

Almost no competitor can hold a candle to Ripple, right now and I ALWAYS say, "Utility drives value."

To be clear, I'm not telling anyone to buy or sell XRP. I don't know which way it's going, but in the long term, I have a feeling we will see Ripple as a market king. Or it was a FOMO pump and it'll come back down. We don't really know, but a vigilant trader should keep a very close eye on the volume and the chart!