Centra Card: The next big thing?

From their own PR statement;

"Centra is a Crypto debit card for Bitcoin, Ethereum & more. The Centra Debit Card enables users to spend their cryptocurrency in real time with a 0% exchange, spend, & withdraw fees generally charged by the card companies and intermediary banks and has a secure, insured, & safe wallet."

While in theory this sounds like the next logical step for a cryptocurrency to take from researching the company online and through discussions on reddit there seems to be a feeling of distrust towards this offering to the market.

Currently going through their ICO, the website is very technically well made and does seem to have a lot of the important elements there to be seem. Below is a list of the first offerings.

1 ETH = 400 CTR TOKENS
1 BTC = 4,500 CTR TOKENS
1 LTC = 70 CTR TOKENS
0.1 ETH = Invitation to Centra Wallet App Beta + Tokens
5+ ETH = Centra Blue Card Priority + Beta App Invite + Tokens
30+ ETH = Centra Gold Limited Edition Card + Tokens + Beta App Invite
100+ ETH = Centra Black Founders Edition Card + Welcome Package + Tokens + Beta App Invite
500+ ETH = Centra Titanium Founders Edition Card + Welcome Package + Tokens + Beta App Invite
DAYS 3-7 OF CROWD SALE - 20% BONUS
DAYS 8-30 OF CROWD SALE - 20% BONUS

They have multiple youtube vidoes as well, detailing what the card will achieve.

On the website you can check on each of the main team members and their other profiles. There has been multiple write ups in various crypto websites and publications.

They are also claiming to be able to offer an online market in the future as well as the tradeable (CTR) token which can be bought in the crowdsale.

On the negative side their seems to be one major flaw in the plan. That is namely the ability to transfer the currencys across multiple platforms including fiat. This would appear to require the partnership of a major credit partner in visa or mastercard whom as far as can be made out do not yet possess the ability to link this all together. While there is visa on the original content, it seems to have been removed from any of the newer posts.

Negative two is the missing white paper on the website which at the present moment cannot be found. ( I did access it before the ICO, so there was a paper in place at one stage.)

Overall, I love the idea that is being presented. It needs to happen, but my question is can they link their vision to

A: the crypto markets/wallets
B: A physical debit card.....?

If this does work out I can see a huge future for Centra Tech and for any early investors. I know I will be following with interest.