I totally agree thats even more important to save money if you don't have much. But I understand that that's not really possible for many people. And for example most of the 10 millions here are not even allowed to have more than 150€ savings per year of their life. Means if you are 30 and have more than 4500€ (including car, life insurance,...) you have to take that money for living, before you even get any benefit. Doesn't matter if you've saved that money over 15 years by putting 10€ aside per week.
If you invest in cryptos and loose your money it's totally your problem, but if you make profit you have to take that for living till you are poor enough again. That's kind of depressing.