Lennartbedrage, this is a great article, and some fairly conservative hypothesis to keep things realistic. I suspect ripple will garner more support as time goes on. With the 55-billion xrp lockup, and while they say they'll release 1-billion per month, there is also mention that they'll burn a portion up (1000 sats perhaps?) with each transaction. So I'm unsure about the total circulated supply from the existing 38-billion, but my guess is the 1.75-trillion in revenue will be divided into a lesser number than the total 100-billion xrp which will drive the price on a per xrp token basis. My sense is the xrp token is representative of the entire ripple business irregardless whether or not the xrp backbone connector nodes between countries are used or not, although suspect their use to be in the cards in the future. Ripple just so happens to call their crypto-token...." xrp" is all. Currently it appears their focus is on the ripple consensus ledger, interledger protocol and compatibility with other ledgers (banks). Great thoughts on strategy and possible buy-in from other institutions. Future prospects to bring into consumer markets are a little further into the future - for now it's the banks. People can still be the anarcho-capitalists/libertarians and possibly still benefit based on ripples future endeavors.