How can Micro-Payments work on BTC with mining fees?

Hi there!

I'm new to BTC and have a question that I'm hoping has an obvious overlooked answer.

A big benefit to BTC is that we can make crazy small payments (down to the penny's), but from what I can tell, there's a $2-3 mining fee for every transaction.

For cryptocurrencies to really take off, shouldn't this transaction fee have to at least rival that of a CC fee of 3%?

I mean, it's not worth it for day-to-day purchases otherwise.

Please help me understand what I'm missing.

How can I use my phone to transfer $2.50 worth of BTC to buy a coffee to my local coffee shop without incurring crazy fees to do so?

Thanks in advance!

.: Psyance