There is a difference between just predicting and reading the market. I am not a genius investor myself, but I surely can follow the money flow. Just some facts to reinforce:
Stellar is backed by huge corporations, which means that even in a crypto crackdown it will have lobbyists all around the world to prevent it from sinking together with shitcoins.
Technology is proven to be fast and reliable, despite having ultra low fees. Just look at the testnet and see the crazy volume it can handle per day.
Its appeal to the average consumer is immense. It is not besmirched in the normies eyes like Bitcoin. Media will always portray it positively and FairX will make it very easier to purchase.
Seriously, this is the easiest money anyone can make in their life. Of course there is a small risk it doesn’t go well, but things are looking very good.