Thank you for the informative video. My opinion on Ripple is that it is a tool by the banks to get into the blockchain technology. I think it is their hope that it will lower their transmission cost in sending funds to other banks. That said it would seem to be a good long term investment with banks supporting it . But I question if Ripple would increase in value as if its price would increase over time. If it becomes expensive or if price fluctuate widely then the banks will not use it too much as intended transferring funds thus hurt its value. So I see this as a safe but not valuable investment