quote "RippleNet is a real product that can be used right now" just this. If you look at this coins as startups, this phrase that you said is worth 100000 to-be features that no-one uses in the industry. As an investor I hold ripple to diversify my portfolio (xrp is not decentralized, etc..) and because they have a solid go to market unlike 99.99% of other coins out there :D Crypto ON! followed and upvoted!