I liked the video very much. I am sure you did a lot of research to do this. You saved me a lot of time. Thanks.
I agree with your point about the moral side.
As for the investment part, I have to disagree. What concerns me is that the XRP is not very much needed to in Ripple network. I mean that even if banks adopt the system, that does not mean they would have to buy so many XRPs. And even worse, if XRPs are going to be mainly used for fees, then the banks will try to keep the price as low and as stable as possible. The Ripple company will have to provide guarantees of such stable and low price for banks to convince them to join in.
So, it is clear that Ripple as project would be a success, but that does NOT mean that XRP the currency would go up in terms of price for the long-term.
BTW, I am surprised that you are not well-known here in Steemit in contrast to Youtube. I know you from youtube, and when I saw your post here, I thought you are an imposter because of the low upvotes and followers. Then I saw the Steemit link under your youtube video. I will upvote, follow and resteem in hopes that the steemIt community would know you more.
RE: RIPPLE (XRP) Cryptocurrency Review