tl;dr
As traditional paths to upper-middle-class stability are being blocked by debt, exorbitant housing costs and a shaky job market, these investors view cryptocurrency not only as a hedge against another Dow Jones crash, but also as the most rational - and even utopian - means of investing their money.
Investors must have enough familiarity with and trust of the internet to send money through a cryptocurrency exchange, such as Coinbase or Poloniex.
Assuming one's money is protected, there are, of course, the standard risks of investing, amplified by the volatility of cryptocurrency.
https://www.nytimes.com/2017/08/03/style/what-is-cryptocurrency.html
It is an interesting article but why the hell is it in style section!!!?!