HOME LOANS is an experienced team that has been working in the field of real estate for over a decade (www.glr38.ru) and especially with the real estate loans for more than 4 years (license for microfinance activity from the Ministry of Finance of the Russian Federation from 2013) and in IT development for over 5 years (http://strekalev.ru/) decided to create the HOME LOANS platform.
The reason of making HOME LOANS platform
Recently, borrowers are facing the problem of getting a mortgage for the purchase of the housing. There are no official reasons for refusals but there are a lot of such denials even with people who have an ideal credit history. The reasons may be different but the most common are the level of the economy, refinancing rate, the internal regulations of banks, the number of defaults, the age of the borrower, and etc.
HOME LOANS will be an easily accessible financial platform through which people from all over the world can convert their savings into HLCoin currency supported by a real estate for a potential yield from real estate lending, property purchase and protection their income from inflation.
Each HLCoin represents a part of reliable investments in unallocated loans secured by real estate, which allows people from all over the world to convert their country's currency into a cryptocurrency that is resistant to inflation. Users can immediately convert their currency to HLCoin and back, and make any purchases regardless of cost.
Due to an opportunity for smart contracts and innovative financing platforms for real estate loans, HLCoin will reduce costs and improve the speed of traditional business in lending on the security of real estate and eliminate the need for third parties participation.
In the long-term perspective, we will be able to help all 1.6 billion people who do not have their own housing and help all those people who are denied by banks for one reason or another by including them in a new global decentralized cryptosystem.
Our Solution
Home Loans is an experienced team that has been working in the field of real estate for over a decade (www.glr38.ru), in the area of real estate loans for more than 4 years (license for microfinance activity from the Ministry of Finance of the Russian Federation from 2013) and in IT development more than 5 years (http://strekalev.ru/) united for the common mission with the goal to make a revolution in the concept of mortgage lending.
We started our activity as a company fully focused on real estate and real estate loans which are aimed at providing optimal solutions for our clients.
Creation of an international loan platform by using open-source resources on the basis of block chain technology.
Loan based on smart contracts is a transparent and reliable credit history. We intend to provide investors with access to our clients by offering them the highest quality services.
Providing private investors with access to large amounts of data.
Our borrower evaluation program will include a system of electronic identification of a person based on a blockchain and large amounts of data collected from borrowers' smartphones via the mobile application HOME LOANS.
One of the main goals of HOME LOANS is to interact with different jurisdictions after states completely switch to registering property using blockchain technology.
Thus, they will have distributed registers to create the possibility of making sales transactions with a further placement of information about transactions in these registries and without the need to first resort to the services of specialized thirdparty companies.
Investors will get :
Possibility to invest in loans secured by real estate
The right to participate in fast transactions. The property is cheaper than the market value
A token provided with real assets - real estate which is less subject to volatility
The right to purchase and use the assets of HOME LOANS (real estate that has not been redeemed)
The right to collective lending for large / expensive real estate.
Token Details
Token Distribution
Roadmap
Team
For More Information :
Website : http://home-loans.io/
Whitepaper : http://home-loans.io/White_Paper_ENG.pdf
Facebook : https://www.facebook.com/HLCoin/
Twitter : https://twitter.com/HomeLoansCoin/
Telegram : https://t.me/HomeLoansENG
Profile Bitcointalk : https://bitcointalk.org/index.php?action=profile;u=1082840
ETH : 0x2a28aAC6A136b4ce4dF23f56327ED63600194919