Firstly, I follow your posts and I value your opinions.

However, regarding this issue I do not share your enthusiasm, largely upon philosophical grounds. For some, the elegance of crypto is the ability of an individual to act as their own central banker and controlling their assets outside the 'control' of centralised entities. Too many entities are controlling too much of our lives under the banner of "convenience" and "keeping us safe."

Don't feel rained on though - I also chose not to participate in Ripple when it first emerged because as much as I am able, I refuse to support banking institutions - in spite of the profits Ripple generates. There are just too many other worthwhile crypto vehicles that aren't by nature repulsive to me - Steemit, BTS, HMQ, IOTA and a host of others.

That said, I support people's right to determine whatever floats one's boat - as long as it doesn't negatively impact others.

Good Fortune To All of Us