Not Bitcoin, Ripple or Ethereum is at the top of the list of favorite crypto coins with 4 experts, but Stellar Lumens. Just like Ripple, Stellar Lumens is a coin designed to carry out fast international payments, but there are some important differences that can work in Stellar's favor. By the end of 2018 Stellar could rise to a market value of $ 183 billion.
On the website of Finder, 4 crypto experts give their opinions and price targets about the most important crypto coins. Especially their prediction of Stellar Lumens stands out. Some expect that the crypto coin will have increased by more than 1,000% by the end of 2018.
Stellar Lumens came to the attention in October after it had a partnership with IBM. IBM and Stellar Lumens will use the crypto coin for payments between different countries in the South Pacific. For example, a company from Australia can quickly and easily make payments with customers in Indonesia through the Lumens.
So co-founder Jed McCaleb said:
"Currently, cross-border payments are going to clear up. This new implementation is poised to start a profound change in the South Pacific nations, and once fully supported by IBM and its banking partners, it could potentially change the way money is moving around the world, helping to improve existing international transactions and advancing financial inclusion. in developing nations, "
According to IBM, 60% of cross-border payments in the region can be handled with the integration of Stellar Lumens. More than $ 1 billion of monthly transactions can be processed in this way.
Stellar vs. Ripple
The big difference with Ripple is that Stellar Lumens is much more decentralized than Ripple. Many crypto enthusiasts are against Ripple because it goes against the decentral character of crypto coins.
Stellar Lumens is also a non-profit organization, while Ripple is a company that wants to make a profit.
The 4 crypto experts still expect a lot from Stellar in 2018.
They expect a price target that ranges from $ 0.75 by the end of 2018 to even $ 20.
Source: Time Money