I have been following Crypto for the past few years, mainly Bitcoin, Ethereum and Ripple. I read articles every day about how it's a waste, it will eventually fall away. It will be worth a million dollars a coin, it will be worth five grand a coin, it will be worthless. The thing that most all of the financial experts don't understand is that the rise in digital currency closely follows the implosion of the financial markets in 2008 and the failed effect that quality easing had on the world as a whole. The monies that the world governments pumped into the financial system went to the banks and stay in the banks. The obscene bonus' remained, the shady back room dealings still happened and the general non 1%er's got screwed. The rise of digital currency allowed the common folk the chance to invest for pennies and have a secure way to ensure that they wouldn't be unable to capitalize on the next misstep that the massive financial movers will make. Crypto's allow us to have a vehicle to invest our money as we see fit and without the need of a fiat currency to peg it's value to. The experts miss the point the crypto's are here to stay and will continue to thrive. There will be massive fraud's based on the explosion of ICO's some of the digital currencies will fail but eventually the people will settle on a handful of coin's that they find stable enough to focus on and those will be the ones that will eventually neuter the massive financial institutes and finally have a way for the general population to control their money without giving away to large chunks of transaction fees to people that don't deserve it.