I am going to share a project that I have invested in and looks promising, Bitcoen.
Looking at there team, there president is David Dyshko, he is the Сommunity сoordination. He worked the last few years works in development projects. He is on facebook and also linkedin. There team has 8 members and also 12 advisors.
Looking at there project . They have a Payment system for online and offline
Crypto-tool BitCoen allows you to make purchases, to carry out settlements, pay for services and to donate to charity. An offline and online payment system that is convenient for use of BitCoen in everyday life. They have a BitСoen loyalty program that allows you to Pay at retail outlets using BitCoen, other cryptocurrency or fiat money, you get BitCoen points, which can be spend wherever BitCoen is accepted as payment. BitCoen loyalty program does not limit the number of accumulated points.
Why BitCoen crypto-tool - is legal?
A matter of fact that BitCoen crypto-tool is a loyalty program based on the blockchain. After payment for goods and services at the stores participating in the loyalty program, you get not abstract points, but BEN’s that can be used as a payment method, transferred, donated or sold to third parties.
They already collected $2 068 818 . If you sign up for there presale you receive 8% extra coins. There coin is called BEN.
Here is a link if you are interested to join the presale that ends 15 February : https://sale.bitcoen.io/cabinet/ref/c3ZoSUpBcjdCaEIwSUlTYU5vK3pTQT09
I am not a financial advisor so still do your own research.