Cryptocurrencies are used primarily outside existing banking and governmental institutions - valued and exchanged over the Internet. While these alternative, decentralized modes of exchange are in the early stages of development, ICOs/Altcoins have the unique potential to challenge existing systems of currency and payments. As of today total market capitalization of cryptocurrencies is bigger than 200 billion USD and record high daily volume is larger than 10 billion USD. We welcome you to invest and suggest possible strategie and ICOs/Altcoins to invest by dear steemians.