i still prefer transferwise, takes way less time and their fees are only 0.65% on EUR to AUD, for example. they also sent out an email that they will be lowering fees in February (it might be just on transfers involving AUD and USD though).

but when i send money to my parents in Ukraine, it's much cheaper to use crypto then WU or Transferwise.

Thanks for sharing Hive account@juanete20!