When it comes to looking to invest for 6 months to a year.... one project that could easily bring Christmas come early this year is the TenX project (Symbol: PAY)
Just a little bit about TenX its a debit card where you can use in any shop, you simply load up the card with Bitcoin, Ethereum and from July also Dash, it simply converts your chosen crypto in fiat(cash) to pay for your purchase in whatever country you are in with no fees.
In my Opinion this is HUGE as we all have numerous credit and debit cards in our wallets and this removes the need for a bank and high conversion charges especially when traveling.
How a normal Visa or Mastercard credit card works is... say you make a £100 purchase in a store. You get billed £100 at that moment... however the store holder will only get around £97 of that £100 you paid because there are merchant fees involved behind the scenes usually around 3% this will go to the merchant bank, payment gateway, card issuer etc.
But TenX have arranged this fee structure in a different way... the user of the TenX card gets 1% back of the total purchase in tokens so that's another incentive for the card holder to use the card along with zero conversion fees.
Next whoever buys and holds TenX (Pay) tokens in a myetherwallet.com they will also get rewards of 0.5% of all transactions split between the card holders so in other words a dividend payment.
And a percentage will also go into smart contract in order in to build the business further.
There are 3 main players on the market right now TenX, Monoco and Token Card.
Monoco (MCO) and Tokencard (TKN) only will be doing Bitcoin and Ethereum and dont have regular updates or a good community behind them, no cardholder rewards and no dividend payments.
Whereas TenX has a solid community on youtube and facebook with regular updates... check their facebook page, youtube page which are regularly updated.
They have already started issuing more cards this weekend after a long wait, Dash is being implemented next month that brings another huge community behind TenX and the app is coming out also on IOS (apple) whilst they scale and are looking to expand into further countries.
The only downside TenX experienced was when it was an ico... like all ico's is that people buy any ico nowadays and dump it as soon as it gets released on the exchange to make as much money as possible... this makes the coin lose around 95%+ of its value... then the coin eventually starts to recover over weeks and months as people start to realize the real value not just a pump and dump... the same is happening with TenX
TenX is a fantastic investment in my opinion for at least 6 months to a year with a dividend payment as long as you store your tokens on the block-chain myetherwallet.com... this token now trading at around 0.65cents could really bring Xmas early this year and take it back to the original $25 range.
Needless to say its one I personally invested in last week and looking forward to the upward journey.
You can find more info on their website: https://www.tenx.tech/