I think this is all just a ploy for the banks to get free BTC and ETH. The banks "pre-mined" all the XRP then started selling it back and forth between each other, controlling the supply AND the demand, until the market started to notice and people couldn't resist trading their BTC and ETH for XRP because the price just keeps going up and up. Pretty soon the banks will have sold most of their XRP that they made up for nothing and will be holding billions in BTC that they basically got for free. Then they will let XRP crash by just never really doing anything with it and everyone will pile back on to BTC. BTC will hit $1 Million and banks will hold 25% of it that they got for free in 2017-2018. It's the perfect scam.