Ask not what your redfish can do for you, but what you can do for your redfish.
As far as I can gather, it would be redfish in the very lowest SP level that might need help, probably in the range of less than 30 SP, and they probably would not need more than another 30 SP each to create highly functional accounts.
I know that as my 89 SP account suddenly became very highly functional yesterday. Yay. :)
RE: Are You An Active Redfish/Plankton/Minnow Worried About Transacting?