You're right! That's all correct! :) Everything is in the Blockchain, except the allocation of received funds and correspondence with the actual costs of events, this is the only part that I think should be better clarified, for the sake of transparency!
Wish you a good work on it 👍
Ah! By way, 100k is a lot of money in Portugal, so I'm quite sure it is also a lot of money in Venezuela.
Just one example, in Portugal if you have a normal job, average salary, you can spend a lifetime paying off a 100k loan