Revolut Card
Revolut is probably the best known of these cards and the most popular solution recommended by travelers today. And here among us, as all merit! The process of getting the card is quick and easy, the app works great and is easy to use, the features and limits of the free version are very reasonable, the premium version offers many cool extras, etc.
Main Features: »Free card with no annual fee, only shipping costs are paid. »Free withdrawals up to 200 € / month in any country. After this amount, 2% rate on each withdrawal. »Interbank exchange rates without additional commission. »Very easy charging by credit / debit card (immediate) or by IBAN transfer (2-3 days). »Very intuitive and robust app with many features for account and card management (lock card, temporarily suspend functionality, set limits, create virtual cards, etc).
Other features and extras: »Free opening and maintenance of current account in Euros and Pounds. »Possibility to keep the balance on the card in multiple currencies, including crypto coins. »Mobile phone insurance and travel health insurance (extra or premium version). »Premium version with extra features and limits.
Revolut Ltd is a UK registered and registered financial company and is regulated by the English authorities so from a credibility standpoint we can be relatively rested.
Personally, I have been using the Revolut card inside and outside Europe and my experience has been good, without any setbacks or unexpected events (difficulties in use, extra fees, etc.). This would be my first recommendation!
With this link you have the card for free and 5€ in the first purchase:
https://revolut.com/referral/flavio2ub!G10D21
N26 Bank
The N26 is more like a traditional bank than Revolut. In fact, N26 Bank is a normal bank, headquartered in Germany and as such licensed and regulated by the European Central Bank. It has the peculiarity of having been developed from scratch to operate as a mobile banking, namely through an app or computer. In addition to mobility issues, the N26 offers its customers a Mastercard card with very interesting features and functionality for travel.
Main Features: »Free card and no annual fee, free shipping. »5 free withdrawals per month in Euros. Then 2 € for each additional withdrawal. »Rate of 1.7% on withdrawals in other currencies in any country. »There is no need to charge the card as it uses the current account balance. »The account has an IBAN (in this case, German) as any bank account, where you can transfer money and keep balance for use with the card. »Robust app with many account and card management features (downloads, notifications and alerts, instant card lock, card lock for online purchases, setting limits, etc.)
Other features and extras: »Account opening in 8 minutes via video chat. »Free Euro bank transfers. »International transfers at reduced costs through a partnership with TransferWise. »Free opening and maintenance of current account in Euros and Pounds. »Account management via mobile app, but also via web browser on computer. »Black and Metal versions with extra features and limits (unlimited free withdrawals, travel insurance, etc.)
With this link you have the card for free and 5€ in the first purchase:
https://n26.com/r/flavior3425
Other good thing of these two cards are the online shopping where we can select the local currency and not paying the exchange fee, normally the products are cheaper too.