In recent years, with the rapid development of China's financial industry, there has also been a tendency of "deconverting to realism", which has hindered the development of the real economy due to the excessive development of real estate. The real economy enterprises are generally faced with the dilemma of financing difficulties and high financing costs. As a result, the real economy is hollowed out and the virtual economy is foaming, which has triggered the financial crisis and seriously jeopardized the economy of the People's Bank of China.
Industrial prosperity is the country's prosperity the financial industry should be "the original Qingyuan", "return to the beginning of heart", the real economy for the service as a starting point and the foothold, which is the basis for the existence of financial development.
In the financial system, the internal funds turn around, bypassing the real economy, obtaining high returns through various levers and various types of innovations, and pushing up the cost of capital for the real economy. Therefore, to obtain financial support for the real economy, this issue needs The return of the financial industry to the nature of the financial "betrayal" risks can not be underestimated.
At the same time, serving the real economy is also a fundamental measure to prevent financial risks and ensure the sustained and healthy development of finance itself. From the real economy, the financial industry is a woodless, passive water, sooner or later to be a problem.
Finance should be said and the real economy are inseparable, the financial out of the real economy, financial development from the real economy caused and triggered the subprime mortgage crisis in 2008, such as financial spin-off through a wide range of a wide range of innovations, the pursuit of high returns in the financial Within the system, the high returns from capital are getting further and further away from the real economy. The development of finance itself has also triggered social thinking. However, the value of financial pursuit of the pursuit of financial problems is to serve the real economy, rather than the risk maker.
From an economic development point of view, the financial and real economy are symbiotic, mutually reinforcing and mutually reinforcing. After leaving the foundation of the real economy, the financial industry will swallow the evil of self-expansion. Without the sound development of the financial industry, the real economy will be lacking Vitality, finance from the real economy is also passive water.
In order to resolve the "real estate bubble" and financial risks, our decision-making and financial regulatory authorities should conduct a profound rethinking of the phenomenon of the real economy out of the realm of the financial industry, recognize the serious danger of the "real estate economy," and deepen the nature of finance Thinking. In order to better promote the development of the real economy, it is necessary to reform the existing financial governance structure and promote the reform of financial governance in our country. We should revitalize the stock and optimize the incremental efforts to improve the efficiency of capital utilization, prevent financial risks and increase the real economy Support and spend money on the cutting edge. Only when the financial industry returns to its "origin" can we effectively control bank risks and promote the healthy development of the financial industry.