The only two things that change anything meaningful in the world is money and spiritually based action... The rest of our efforts are never going to change much of society on the whole because they don’t really affect a large enough group to do so...
Yes, money can do great things... but, sadly people don’t see money as a tool to do this in most cases... Yes, they may use the money to start a business which helps people find work, but how many businesses actually uplift the world emotionally/physically/psychologically/spiritually?
Some, but not a ton. Restaurants can do this, and there are other places as well but you have to be cognizant of what you are doing to maximize these spiritual ramifications. As such work is important but charity is also important. We have to prove our love and detachment from money through our actions...