Everyone can achieve financial freedom regardless of their circumstances as long as they really intend and want to do the work to get there, you can do office work / freelance and while doing small business in your spare time, 2 of the most bullshit reasons I frequent listen is "ga have time" and "ga have capital", everyone has the same time 24 hours a day, 7 days a week, capital can be sought, money can be obtained from anywhere else in digital era like this.