Just because everyone does "it" does not mean you have to do it too. Just because many people are paying for credit cards for styles to buy smartphones, cars, and homes does not mean you have to follow it. I am a life saver, I will not change the smartphone unless the feature / OS is outdated (demands of the times), I do not have a credit card and do not want to have it, all the money I have I will use for living expenses, savings and assets (business). Everyone wants to quickly "look successful" and I think this is stupid. They buy smartphones that they do not need, buy expensive clothes, buy millions of cameras just to show off photos on instagram / social media, paying vehicles and shelter to "show off" how successful they are. And what happens if you do not follow this lifestyle? People will think you're failing, not meeting the standards, they think you're in crisis, depression, stress, and they think you're under their level because your lifestyle is not like them.
