VIVA Network - Brings the mortgage and loan systems to a new level

Lots of conventional businesses have been revolutionized with the BlockChain technology and the decentralization. The project VIVA network enters into this by introducing a peer to peer mortgage financing system to the world. It is a decentralized home loan financing platform with lots of innovative features. The special thing is, this platform runs on the modern BlockChain technology and the platform has been designed as a mortgage and crowdlending platform.

VIVA is a newly introduced platform that will be really helpful for the people who is interested in real estate. The platform connects both home buyers and the investors throughout the world by offering a wide range of features that will satisfy both parties and the platform enables the home buyers the ability to receive fiat currency and home loans.

Being a decentralized system, the VIVA works as a borderless financing company for home loans and it has been designed to eliminate the necessity of the middlemen like banks, financial institutions and as well as financial intermediaries. And this will create a new market for the industry, lending, and mortgage. Also, the platform will eliminate the inefficiencies that the current conventional systems are having.

• The VIVA platform will introduce you a completely brand new and a better way to buy a home. This crowdfunding platform allows the users to initiate their mortgage assets requirements by connecting thousands of lenders from all around the world by making the traditional process very simple and for the first time they introduce an international capital system to borrowers who live in the regions with inefficient credit systems.

• Fractional Mortgage Share Protocol (FMSP) that runs on Ethereum BlcokChain’s smart contract infrastructure and has been developed by advanced BlockChain developers and the financial revolutionaries will allow individual users to convert their personal mortgage loan it to tradable Tokenized Mortgage Bonds.

• The VIVA Fractional Mortgage Share Exchange (FMS Exchange) will bring the liquidity and the pledge to personal mortgage investing for the first time. This exchange service has been designed to attract large-scale of investors and the private investors to the platform. All the investors have the ability to pay the trading fees with the tokens VIVA that is used in the platform entitling them to receive a 75% discount on fees.

• This allows home buyers to have a low mortgage rate when compares with the conventional systems.

• Tokenized Mortgage allows home buyers to access the foreign for the first time with VIVA platform.

• By allowing lenders to decide if the mortgage is approved, the borrowers will able to enjoy the transparency in the approval process of the loan and the process will be faster than any conventional systems.

• VIVA’s user -friendly and hybrid platform allows the users to receive the loan in fiat currency or wire transfer like other regular loans.

For Investors

• While having the same amount of risk as in other methods the investors can receive more profits with the VIVA network.

• As a result of guaranteed by private mortgage insurance policies, international investors don’t have anything to worry about the safety and security of their funds.

• VIVA will provide high liquidity unlike the other peer to peer financing systems and it will be a good solution to a problem in alternative financing arena.

• By allowing investors to observe all details of their mortgage investments, VIVA brings the transparency to the industry while protecting the privacy of the borrowers.

If the investors chose VIVA to pay trading fees, they will receive a 75% discount. This will grow the demand for the token. All the products and features on the platform will be available for the consumers only by using VIVA tokens. Early adopters of the VIVA platform and the early token buyers have the option to hold their tokens. With the fixed amount of tokens of VIVA, the token holders will able to make profits by selling the tokens later at exchanges. The fixed amount is 4 billions of tokens and it will never create tokens more than that.

During the ICO the price of 1 VIVA equals to 0.012 USD. Also, you will able to receive a bonus of 25%. The token sale Hardcap is 21,353,166 USD.

There is a big team behind this project. You can see all the details of the members by going to their website. They are well experienced and talented people in the industry.

The official telegram of the project consists of more than 20K members and the official Twitter page is being followed by more than 16K followers. So fairly a large amount of crowd has shown their interest in the project. Also the team keeps updating their social media pages regularly. That means that the project keeps their followers up to date by showing their progress to the followers.

With the BlockChain technology, the project VIVA has been able to bring the mortgage finance industry to a new level by eliminating the inefficiencies and the lack of securities that the current systems are having. The platform has been designed by professionals to revolutionize the real estate industry. With the BlockChain technology and smart contracts, the goal of VIVA is to eliminate the middlemen and other financial institutions from the transaction. That will be a huge advantage for both sellers and home buyers. With the VIVA platform, the old methods how mortgages and loans operate will be an outdated system sooner.