Rather the opposite. One of the big advantages with crypto currencies is that it does not matter who you are, it only matters what crypto keys you hold. On the blockchain, nobody knows you're a fridge - and all until we hit the capacity ceiling, I thought Bitcoin would be the natural way for children to buy things online (I think it really sucks that my son needs me to pay whenever he wants to buy something online).

As I see it, the only time you need to "forfeit almost all of your personal info" is when converting to and from fiat through some regulated exchange. However, there are always going to be workarounds like bisq, Localethereum.com, liberalcoins.com, localbitcoins.com, localmonero.co, etc.

But yes, I do see your point ... most of those sites may be rather inaccessible for "the commons".