It all started with a guy in my office with a guy, let's call him Max( to hide his identity)
Max was very excited that he earned $10000 with investment of $400 in Bitcoin. I could sense he was he was hiding something here.
I was blinded by the thought "if can he, so can I".
He claimed the company invested into giving 1.8 BTC in 18 months & if I invest 1BTC.
If you refer more people you earn as referral income.
Now I know it's a Ponzi scheme but I wasn't aware then.
Before I could make up my mind. He said now company started paying returns in M-CAP tokens which will be dollar equivalent . I think is less volatile asset.
24 June
I met Max friend Rocky.
Rocky claimed to earned 89 BTC out of this scheme. I wasn't even realising & I was taking them by their word.
So paid them 0.11btc to get mcap tokens. You will say I was stupid till you read it completely.
3 July
I emailed Bitcoin Growth fund website support asking when will my payout be generated.
Reply
12 July
When I was fully aware about how ponzies work. I asked Max "they are illegally operating in India? They are also not registered in India."
Max said sue them.
Me - Max I don't trust this company. I want my money back.
Max - Ask Rocky. I am not paying you anything. I didn't force you to put in it.
Me - You don't understand the economics of how ponzies work. If you did you will want you money back too.
Max - I don't want to. I already get my returns.
Few days later
I read this article.
https://inc42.com/buzz/amit-bhardwaj-bitcoin/
18 July
Angers burst into flames.
Today I thrashed Rocky on phone. Why my payment in is not my coinbank wallet yet?
He said return amount to low. But you will definitely get it. Don't worry.
Me - why didn't you tell me it will be like this ?
Rocky - what will you do of such a small return?
Me - it's my payout.your job is that I receive it in time. I will burn or destroy it. It's my payout. I said that loud.
Rocky - take backypur 0.11 BTC.
Me - when ? I am coming because I don't trust this anymore.
Rocky - call me tomorrow.
19 July
We messaged rocky-n-me
Rocky - I am not available today. You can come tomorrow.
Me - ok
20 July
In Rocky's office
Rocky - I don't deal in decimal investment. That is not bracket.
Me - here is my id & password.
He took it & changed the password by me giving him authentication from my email.
Rocky calls someone & say "you have to pay 
Me - how much time it will take for me to receive that BTC.
Rocky - not much only 1 hour.
Me - who is paying me back.
Rocky - Max
I called max immediately & he said he can pay me by Monday.
He actually paid till Wednesday.
Bullshit ends here.
I am actually double in valuation of my portfolio as BCH came up. Which I would never got if I didn't thrashed Rocky on phone. I am yet to claim my BCH.
I invested expanding my portfolio read more openly about it.
I am glad mcap isn't part of my life anymore because I understand it's a private blockchain.
There is no blockchain technology behind it.
It simple you pay them you BTC they pay you back in M-Cap asset which not even shit. Because shit can create biogas you can use.