This is the first in a series of thoughts about how to retire and escape the matrix.
After your public school indoctrination you are thrown into the economic game of survival. You now need to worry about money and paying the bills. The majority of your time will be devoted to paying for agreements you have made with various parties. The agreements you make in life start to run your life and never stop.
Attending college you agreed to pay back the loan you took out. Did you consider how many years it would take you to pay off this massive loan? Were you half way intelligent and attend a state supported school so your tuition was minimized? What is the payoff of the loan now? Will you ever be able to get out from under this debt? Going bankrupt will never get you released from this debt hence it is very caustic. If this debt it too high you may have inadvertently signed up for indentured servitude forever. The game may be over for you.
Buying a car you agreed to pay back the money you borrowed. The car also makes you implicitly agree to buy petrol and services to keep the vehicle running. Electric cars also have the same agreements as they are very expensive to operate as well and you are agreeing to keep the machine running. You need to take a real business approach to the transportation game and see what you are really getting for your massive agreement to keep this machine running. Does the machine provide any ROI or return on investment? Cars are to stroke your ego. A nice shiny car will bring all the girls right? The attachment many have to cars is a fetish stemming from initial sexual conduct happening in cars or even the fact that many of us were conceived in cars. Take a driver seat view of where your vehicle expenses are taking you and likely it is off the financial cliff.
The big kicker is your home you think you “bought”. You have not bought anything when you move into that massive structure - no, no, no. What you have bought is the obligation to pay a monthly bill towards the mortgage you took out from the bank. You are able to live in this building unless you start missing your payments, then the bank will start a process of taking it back. You must understand that you do not own this building at all. In order to be in control of your life you must begin to look at things always asking the question “What did I just agree to do and for how long?” We quickly see through the mortgage game. Keep your ears open to your friends bragging about the house they “bought”.
Until the next installment,
N6