There are government Masters Loans of up to £10k in the UK now. If you want to hang onto your coins AND pay for your Masters look into it! I enrolled on a Creative Thinking MA this year through the scheme which I couldn't afford. Grab it while you can. Then pay back the loan in Bitcoin when its worth a lot.
Of course, that's if you qualify. I can't remember the exact terms but its worth checking.
RE: Pondering on the next step in my education...