Dictionary
mem·oir
/ˈmemEˌwärS/
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noun
plural noun: memoirs
a historical account or biography written from personal knowledge or special sources.
"in 1924 she published a short memoir of her husband"an essay on a learned subject.
"an important memoir on Carboniferous crustacea"
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Double indemnity is a clause or provision in a life insurance or accident policy whereby the company agrees to pay the stated multiple (i.e., double, triple, etc.) of the face amount in the contract in cases of death caused by accidental means. This includes murder by a person other than, and not in collusion with, the beneficiary of the insurance policy, and most accidental deaths. It excludes suicide, and deaths caused by the insured person's own gross negligence, as well as natural causes.
