Thank you for your thoughtful answer enjar.

$1 million is indeed not what it used to be and thus I guess that amount would probably appeal more to people with higher entrepreneurial tendencies. You could (maybe) not depend on one million to pay the bills for the rest of your life so you would still be burdened with some level of financial stress going forward.

"supposed to be freedom now turns into a burden" - Yes, it all depends on how you mentally deal with the situation. You are given one million, but have employment taken away from you. Is that a net plus or a setback? I all depends on how much you are willing to sacrifice for owning your time!