Shows how stupid I am. When I was in debt and struggled to pay my bills, I thought I was poor. Now after working my whole life to be debt free I find out that to be rich I needed to go so far in debt that I could never pay off my debt. I should have thought of using my kids credit card to buy things I didn't earn. Not being smart enough to understand how that is a good thing, I guess I'll have to spend the rest of my life being a poor man that pays for what I want or need.