Good writeup. Any proposal should include examples of expected changes so that people can get their head around it. Detailed formula and algorithms are great, however charting out what people can expect to earn in terms they can understand based on current wallet holdings is important. So before a change is implemented, earnings should be charted for users with: 10 GRC, 100 GRC, 1000 GRC, 10,000 GRC, 100,000 GRC, 500,000 GRC, 1,000,000 GRC, 5,000,000 GRC, and 10,000,000 GRC as investors and at a common magnitude of say 50 and expected earnings with the current system, and the proposed new system(s). Then people can really grasp what effect the changes will have to them personally.