Really? Because I got scammed and I could not get my money back. Maybe I wasn't insisting enough? Oh right, it was the Family and Friends thing. You can't get anything back easily if it wasn't a proper sale apparently.
Well anyways. Maybe someone likes to live more dangerous than I do nowadays?
I wouldn't have known that one.

So I suppose we can all now assume dutch to be our friendly guardian character who tries to stop you from making a big mistake. :D